Dhruv an aspirant IAS officer, takes a private loan from a company in order to buy a car in order to woo the girl he loves, Sakshi. Soon enough, life turns upside down for him as he is unable to pay back the loan and the car is seized. From then on, begins Dhruv's encounters with today's super materialistic girls (where money comes above love), the finance company, the system and a hardened criminal named Minocha.